Money-Saving Home Care

It is extremely important to determine your loved one’s needs. Do they require a home health care aide? Would their needs be met by using a home care aide? What’s the difference? Do they need them daily or perhaps only some days each week and can use a home care aide for the remaining days? Depending on the state, home care aides are typically 10% – 15% less expensive than home health aides.

Many hours of online home care are provided simply to offer companionship to elderly individuals isolated in their homes. Online caregiving achieves that same goal at a fraction of the cost of hourly in-home care. No computer skills are necessary. 

Filing tax as an individual, a married couple, or a married couple separately can impact your family’s tax payments. Rest assured knowing that tax credits and deductions are available for the elderly and their families. There are online tax prep programs to make your filing decisions easier. Along with this, your loved one can be claimed as a dependent on someone’s return to receive further credits.

Whether you’re an individual with a low income or an elderly person, you will be pleased to know that many states and non-profit organizations offer loans, grants, and construction assistance to remodel your home and make it safer and more accessible. If you require information about the home modification resources available in your state, take advantage of the University of Southern California’s Gerontology Center maintains a database.

5 hours of free respite care can eliminate 5 hours of paid home care aides. Programs like Alzheimer’s Respite, Veteran Administration Respite, National Family Caregiver Support Respite, and many more are offered by your state and non-profit organizations. These respite care programs are available for free or at a low cost to qualified families.

Studies showed that prices for drugs from Canada can be approximately 25% lesser than in the US and save up to 50% on drugs from popular brands. Purchasing drugs online from Canadian pharmacies can be relatively easy and at reasonable prices. These pharmacies are more appropriate for those with long-term medicinal needs and when you require refills on the prescription in a single order.

Using internet-based home care aides to monitor your elderly loved one at home can lower the cost and time investment. Home monitoring systems have sensors and cameras to relay videos and send alerts to make sure you monitor your loved one even from your office or while driving.

If you’re paying for home care, you might ask a caregiver to prepare the food or refrigerate the meals in advance. But this might be a hassle for you and the caregiver. Services like Meals on Wheels are an effective alternative solution. You will get nutritious meals at subsidized prices. There are about 1000s of MOW programs across the country with their own eligibility requirements and meal benefits.

A MetLife study found that within most geographic areas there is a 30% range in the hourly cost of home care. But, looking for a trustworthy and efficient caregiver can be stressful and time-consuming. To find the most affordable care for your unique needs and requirements, there are many free services that are available in your area.

Elderly individuals usually live in an older home that isn’t cost-effective. And maintaining the comfort of their homes can be costly. Public assistance programs or LIHEAPs are available in almost every state to help with the energy costs for heating or cooling your home. And the weatherization assistance programs offer funds to make home modifications and a weatherproof living environment.

When your elderly loved one has to stay by themselves, it can be sad and lonely. Choose adult daycare for social interaction and recreational events that would help maintain their brain activity and keep them happy and healthy.

You will also be saving money when you choose adult daycare. The average cost of home care for 8 hours is $160 and for adult daycare, the cost is $76 across the country.